Periodic service
₹2.0k
Maruti Suzuki
Swift
Repair job
₹20k
Mileage
15.0 kmpl
Odometer
38,800 km
What it costs to run
- Odometer38,800 km102
- Mileage15.0 kmpl45
- Periodic service₹2.0k29
- Repair job₹20k19
- Years owned5 yr19
Cost by year of ownership
Median reportedService and repair costs reported each year. Hover a year for its figure.
Owner accounts behind this
111
Every figure on this page is traceable to these.
Cities reporting
4
Parts priced
0
Projected cost of ownership
₹11 Lover 5 years
₹17.78 per km · ₹18k a month
Worth about₹3.9 Lwhen you sell, per the IRDAI schedule
- Depreciationregulated₹3,91,725IRDAI's IDV schedule — the depreciation every insurer must apply. Not cash you pay out; value you lose.
- Loan interestregulated₹1,57,5269.2% on 80% of ex-showroom over 5 years — EMI about ₹13,071
- Insuranceregulated₹62,961Third-party ₹2,094 fixed by IRDAI, plus own-damage at 2.5% of IDV with no-claim bonus applied
- Fuel45 owners₹4,08,48015.0 kmpl reported by owners, at ₹102.12/litre in New Delhi
- Periodic service29 owners₹8,700₹2,000 typical service; first year reduced because early services are usually included
- Repairs19 owners₹27,000Median reported repair ₹20,000, spread over the period and weighted to later years
- Tyres and battery19 owners₹10,525tyres about every 40k km, battery about every 60k km, at prices owners reported
₹6,75,192 leaves your pocket over 5 years. Depreciation is not cash — it is the value you lose, and it is counted only in the headline figure above.
Depreciation: IRDAI IDV schedule · Third-party premium: IRDAI 2026-27 · Fuel: daily price, 2026-09-23 · Loan: SBI 9.2%. Service, repairs, mileage, tyres and battery come from owners of this exact model.
What it costs to keep running
242 reported figures
Bar spans the middle half of reports; the notch is the typical figure. Right column is how many owners each rests on.
What owners paid, year by year
Service and repair
Service and repair costs reported each year. Hover a year for its figure.
Where it was serviced
4 cities
- Vasant Vihar (DL12)₹1.4k
- BLR₹2.3k
- Chennai₹1.2k
- Chandigarh₹23k
City figures rest on small numbers and mix routine service with repair jobs. Read them as a signal, not a quote.
Buying it
Purchase-side figures owners reported
Price
Fees, offsets and instalments
Later on
Resale, and what owners added
Resale
Accessories and modifications
What owners actually discuss
12 subjects
Owners of this car talk about build quality 2.25× as much as owners of other cars do — 8 of them raised it.
- Service experience22 owners
just the basic servicing is fine
- Handling20 owners1.50×
it is one heck of a car with enormous power at your disposal with excellent ride and handling
- Ride and comfort18 owners
the 2nd gen was an excellent handler and a very comfortable fuel efficient car too
- Reliability and faults18 owners0.77×
does rto approve of it and issue an rc?
- Sales and delivery18 owners
checked out the swift at the showroom
- Real-world mileage16 owners
- excellent fuel efficiency figures that reached upto to 17.5km/l in the first few months
- Noise and refinement12 owners1.38×
there are vibrations felt under the seat
- Air conditioning9 owners1.67×
ac performance is awesome as well
Counted from owner posts about this model, one subject per sentence. The multiplier compares this car's share of attention with every other car's — 1.00× is ordinary. Quotes are owners' words, chosen for being on the subject, not for agreeing with us.
What owners said
111 accounts
- Clearly positive 20
- Critical 1
- Neutral discussion 90
- Service & workshop
- 26
- Sales & delivery
- 21
On service and workshops
Finally!!!!! This review took a long time coming. But its comprehensive nature makes up for the lag. Thanks Mods for the effort you have put in. I guess it was due to multitude of factors. I have been personally waiting for this ever since I booked the new swift and even more eagerly after taking delivery on the day of launch. A…
2018-04-19 Thank you for the response. What a co incidence. Our requirement also involves the ORR but a 50km commute. I was assuming atleast 12kmpl, but 16 is very encouraging. AC at 24 is the norm for bangalore barring some summer days. Hope the service experience has been stellar.…
2026-08-25 Hello Folks, New BHPian here. @ashtoncastelino, Ive read through your entire Swift thread and Im genuinely impressed by the amount of effort and detail youve put into your car. Its inspiring to see how fellow BHPians support each other and keep the community spirit alive. I own the same generation Swift, a 2010 Pearl Arctic Whit…
2025-11-04 The Swift seems to check most of your boxes at the moment: 1. Compact 2. Fuel Efficient 3. Resale 4. Priced under 12 lakh OTR 5. Full option Automatic within this price No other car comes close to the Swift considering these requirements, cheaper options like Renault Kwid, Maruti Suzuki S-Presso, Alto, Celerio, Tiago, Ignis, Tig…
2025-03-20
On buying and delivery
Hi Team, I went to check new swift in showroom yesterday. when I asked about 3rd gen Swift the dealer said only one car is available March 2024 manufactured, (ZXI AMT) and told me that the car was kept in display and after lots of negotiations he is offering 50K discount. Can I go ahead and buy it or book new 3 cylinder Swift. i…
2024-09-07
On living with it
Hi again! Just to update the thread. Blue Maruti is just under 3000km. Still a joy to drive as ever. Went for the 2000 km service , basically a quick check up, no oil change yet (until 5K). No complaints about the car at all. Upon reflecting I guess the only wish I would have is for it to be a little lower. Are lowering kits ava…
2015-08-14 Chapter 2 : The Initial Impressions! Right off the bat, let's get started with the things we've noticed about Pearl! Pros - Can seat a family of three comfortably and has a decent ride, although body roll is slightly present and ride is not as firm as that of a Volkswagen Polo. - Runs well at highway speeds with a decent ride th…
2025-05-27 I was precisely in same shoes as yours ,an XUV700 though AT felt a bit overkill for NCR roads for a daily drive.My wife drives a Thar and dad has a Hyundai Venue, these options werent considered. The itch for a hatchback ,having owned first generation Swift ,it was the the first option to be tested.Took multiple test drives, vis…
2025-05-04 Have to start by saying kudos to you and your dad for keeping the old girl up-to-date (multiple claps). I just love the enthusiasm and drive shown on your DIY projects, and it shows in the results. I swear by the G13B Swift, and just can't let go of my 2005 Vxi which has done close to 95k, of which 90k has been in some form of m…
2023-04-08
These are figures Maruti Suzuki Swift owners published themselves over roughly twenty years, normalised and checked for plausibility, alongside a priced parts catalogue. They are a guide to what others paid — not an audited price list, and not verified invoices. Each figure shows the number of owners behind it so you can weigh it yourself.